Stone Soup

I bought my new laptop at FutureShop last night. When it is configured, they will call me to pick it up, later today. It is an hp, pretty fast, and best of all, it is wireless!!! Woo Hoo! I can check email in bed or while I watch television. I can look up recipes online from the kitchen. I will be able to load Photoshop on this one. I am rubbing my hands together, looking forward to it all.

Here is where I am having a little problem and would like your advice:

The salesman offered me an extended service plan (including 3 years warranty on parts and labour)for $329.00 and I told him I would think about it. Since I am still not sure if it is worth the extra money, I thought I would get the opinion of you guys at Multiply. Without the plan, I will have 1 year parts & labour plus 90 days accessory coverage. They tell me even the keyboard on a laptop is an accessory! He pointed at a little wire and said people are in here for that one all the time, it costs $120. Is he ;just trying to sell me another $300 worth of coverage I do not need? I don't think I ever spent $300 on my old laptop (a Toshiba Satellite Pro).

Would you buy the extra coverage or not?